Car Accident Injury Claims: What They Are and How to File Properly
Car accidents happen from time to time and very often. In fact, they have a high occurrence rate. When accidents occur, people who get hurt or lose something by no fault of theirs are entitled to compensation by law.
However, getting the compensation may not be straightforward.
So, while dealing with entities that are unwilling to offer payouts, such as insurance firms or unwilling drivers-at-fault, there are a few steps to take that will improve the chances of the success of your claim.
Here are a few tips you could involve when filing your claim.
- Start planning from the scene.
It is normal to experience shell shock when an accident happens. The suddenness of it can significantly affect your decision-making. Nevertheless, this is also the time to start building your claim and involving the authorities as soon as you can., especially when it is not your fault. Should you need to sue, any statement recorded by the authorities will hold high. It is topmost in the legitimacy of the information because the police are trained to collect accurate information from occurrences like these. This process would prevent any falsehoods from interfering with your compensation.
- Gather evidence before the authorities come.
Be sure to collect details about the driver, the cars, and the time of the accident. You could also record videos on your camera phone to show the scene before anyone tampers with it. Note your injuries and record which ones you were treated for, as this will bolster your claim when you file it. If you cannot collect evidence, have someone do this for you, even as you get help from the first responders.
- Calculate the cost of your claim
With the information you have collected thus far, you may be able to determine how much your claim costs accurately. You will be compensated for damages when your claim goes through, and you need to know the value so that you do not get underpaid, as the latter may cause you to lose out on your injury claims. Note the property damages and personal injury damages you have incurred and provide a list of these. You could also trust car accident lawyers to do this for you.
- Decide how you want to go about the claim
If you would be employing a personal injury lawyer, be sure to tell them everything you know and share the evidence you have collected. They are your lawyer, and you have to be on the same page. They would also need your report to build your claim effectively. For claimants who do not require the services of an attorney, gathering and building a solid stack of evidence is your best bet. Be sure to have well-organized evidence that shows definitive proof of the driver at fault’s negligence, the scope of your injuries, and the damages brought on your life. If you have injuries, consider that they may worsen in the future.
There’s work cut out for you between dealing with insurance companies, filing the claim, and following the processes correctly. The process gets even more complicated when you don’t understand the rules of the state you live in. For example, in Michigan car accidents, it’s essential to obtain a copy of the police report after everything settles down. In other words, if you have been in a car accident that has stopped you from going on your usual activities, you are entitled to some compensation.